During pregnancy and postpartum you’ll likely need new clothes as your body changes, and a bra. Did you know that depending on your insurance carrier, you could use your Flexible Spending Account (FSA) or Health Savings Account (HSA) to help pay for these items? Many people use their FSA or HSA to purchase maternity and postpartum clothes and our Larken X, an all-in-one nursing and pumping bra. Each insurance company or employer health plan has its own standards regarding reimbursement for these items, so be sure to check with your plan administrator to determine if your policy or plan covers these products and what your cost could be.
The Benefits Of Using FSA Or HSA For Maternity And Postpartum Items
Using your FSA or HSA offers several benefits, including financial savings and getting the right nursing and pumping bra and comfortable clothing. Knowing what items you need ahead of time can help you budget and maximize your savings. We have helpful guides for what you’ll need during pregnancy, at the hospital, and postpartum. Depending on your health plan, you may be able to purchase our all-in-one nursing and pumping bra.
FSA and HSA accounts are a great way to save money on necessary maternity wear. By reviewing your healthcare plan and consulting with your provider, you can make the most of your benefits.
Shop the Larken X, an all in one nursing and pumping bra.
FAQs
Are pumping bras eligible for FSA/HSA?
Pumping bras, specifically designed to be used hands-free with breast pumps are considered medical accessories that help with lactation. These bras are FSA/HSA eligible and reimbursements can typically be claimed. This is because they support a medical device (the breast pump) and breastfeeding. Be sure to check with your plan to make sure a pumping bra is FSA/HSA eligible.
Can FSA/HSA funds be used for other breastfeeding supplies?
Many breastfeeding supplies like breast pumps, nursing pads, milk storage bags, and nipple creams are also usually eligible for purchase with FSA/HSA. Be sure to check with your plan to make sure a pumping bra is FSA/HSA eligible.
What documentation do I need?
If an item requires a Letter of Medical Necessity (LMN), your doctor must explain why it’s needed for a medical condition. Keep a copy of your receipt and LMN for your records.
What should you do if unsure about eligibility?
Because FSA and HSA plans can vary based on the insurance carrier, check directly with your plan administrator to verify what maternity and breastfeeding items are covered under your specific plan.